Keuntungan Transfer dengan BI FAST | OBROLANBISNIS.com — Sebagai nasabah bank dan rutin melakukan transaksi perbankan, pasti kamu telah akrab dengan fitur transfer sesama rekening atau antar bank.
Dalam transaksi perbankan, transfer menjadi aktivitas yang kerap dilakukan banyak orang. Mulai dari ke sesama rekening bank atau antar bank.
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Kini telah muncul inovasi baru dalam transfer antar bank yang dapat memudahkan dan memberikan keuntungan bagi nasabah, berupa infrastruktur sistem pembayaran baru dari Bank Indonesia, yakni BI FAST.
Apa itu BI FAST?
Ini merupakan layanan baru dari Bank Indonesia, yaitu berupa infrastruktur sistem pembayaran untuk memfasilitasi pembayaran ritel nasional yang lebih efisien, aman, dan real time, serta beroperasi sepanjang waktu selama 24/7.
Biaya layanan BI FAST dikenakan sebesar Rp 2.500 per transaksi. Terkait limit transaksi, batas maksimal nominalnya mencapai Rp 250 juta per transaksi.
Perbedaan BI FAST dengan transfer biasa (Realtime Online)
BI FAST merupakan layanan terbaru dari Bank Indonesia (BI) yang diperkenalkan pada akhir 2021 lalu.
Sebelumnya, masyarakat telah lebih dulu akrab dengan layanan transfer realtime online untuk melakukan berbagai transaksi perbankan. Lantas, seperti apa perbedaan dari keduanya?
- Biaya transaksi yang lebih murah (Rp 2.500 dari yang sebelumnya Rp 6.500)
- Jumlah maksimal nominal transaksi (Realtime online maksimal Rp 25 juta per transaksi, BI FAST mampu mencapai Rp 250 juta per transaksi)
- Fitur (Dilengkapi fitur proxy address, sebagai alternatif nomor rekening yang membuat transaksi lebih efisien)
Keuntungan BI FAST
Ada berbagai keuntungan jika menggunakan BI FAST, seperti dilansir Bank Indonesia. Apa saja?
- Real time sepanjang waktu selama 24/7 (real time di level bank dan nasabah serta tersedia setiap saat)
- Lengkap (mampu melayani berbagai instrumen dan kanal pembayaran)
- Secure (dilengkapi fitur fraud detection dan AML/CFT)
Efisien (penggunaan proxy address sebagai alternatif nomor rekening) - Biaya transfer jadi lebih murah
Sebelum ada BI FAST, biaya transfer antar bank dikenakan biaya Rp 6.500 per transaksi. Kini, kamu bisa menikmati biaya transfer hanya Rp 2.500.
Perlu diingat bahwa biaya transfer sebesar Rp 2.500 ini hanya bisa dilakukan oleh sesama bank yang telah terdaftar menjadi peserta BI FAST. ***
google translate
Transfer Benefits with BI FAST | OBROLANBISNIS.com — As a bank customer and routinely conducting banking transactions, surely you are familiar with the inter-account or inter-bank transfer feature.
In banking transactions, transfers are an activity that is often carried out by many people. Starting from fellow bank accounts or between banks.
Now a new innovation has appeared in interbank transfers that can facilitate and provide benefits for customers, in the form of a new payment system infrastructure from Bank Indonesia, namely BI FAST.
What is BI FAST?
This is a new service from Bank Indonesia, which is in the form of a payment system infrastructure to facilitate national retail payments that are more efficient, safe and real time, and operate around the clock 24/7.
The BI FAST service fee is IDR 2,500 per transaction. Regarding transaction limits, the maximum nominal limit is IDR 250 million per transaction.
The difference between BI FAST and ordinary transfers (Realtime Online)
BI FAST is the latest service from Bank Indonesia (BI) which was introduced at the end of 2021.
Previously, the public was already familiar with online real-time transfer services to carry out various banking transactions. So, what’s the difference between the two?
- Cheaper transaction fees (Rp 2,500 from the previous Rp 6,500)
- The maximum nominal amount of the transaction (Realtime online is a maximum of IDR 25 million per transaction, BI FAST can reach IDR 250 million per transaction)
- Features (Equipped with a proxy address feature, as an alternative to account numbers which makes transactions more efficient)
BI FAST advantages
There are various advantages to using BI FAST, as reported by Bank Indonesia. Anything?
- Real time all the time 24/7 (real time at the bank and customer level and available at any time)
- Complete (capable of serving various payment instruments and channels)
- Secure (equipped with fraud detection and AML/CFT features)
Efficient (using a proxy address as an alternative to account number) - Transfer fees are cheaper
Before there was BI FAST, interbank transfer fees were charged at IDR 6,500 per transaction. Now, you can enjoy a transfer fee of only IDR 2,500.
Keep in mind that the transfer fee of IDR 2,500 can only be made by other banks that have registered as BI FAST participants. ***
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