Akseleran: Hampir 5 Ribu UKM yang Sudah Peroleh Pinjaman Modal Usaha | OBROLANBISNIS.com — Fintech P2P Lending Akseleran terus mencatat grafik pertumbuhan kinerja yang positif dengan raihan total penyaluran pinjaman usaha secara kumulatif telah mencapai sekitar Rp7,5 triliun lebih hingga minggu pertama April 2023.
Dengan mengusung target Rp6 triliun di tahun ini, atau naik 100% dibandingkan realisasi tahun 2022, semakin mendekati langkah Akseleran menuju penyaluran pinjaman dengan total kumulatif sebesar lebih dari Rp12 triliun.
REKOMENDASI: Penyaluran Pinjaman Usaha Akseleran Tumbuh 90%
Ivan Tambunan, Group CEO & Co-Founder Akseleran, mengatakan sekitar 97% total penyaluran pinjaman diperuntukkan kepada sektor produktif, khususnya UKM dan sisanya untuk produk lain yang menyasar consumer loan, yaitu employee loan.
Hingga saat ini, Ivan menyampaikan, ada sebanyak hampir 5 ribu UKM yang sudah memperoleh pinjaman modal usaha melalui Akseleran, bahkan salah satu dari usaha penerima pinjaman tersebut sudah berhasil melantai di Bursa Efek Indonesia (BEI).
“Akseleran berkomitmen untuk membawa UKM di Indonesia tidak hanya bertumbuh dari sisi kesejahteraan namun juga membawa mereka naik kelas mengingat UKM adalah tulang punggung perekonomian Indonesia. Dari sisi pendanaan Akseleran didukung oleh lebih dari 200 ribu pemberi dana pinjaman perorangan (retail lender) dan belasan institutional lender yang berasal dari Lembaga Jasa Keuangan (LJK) lainnya, antara lain perbankan termasuk diantaranya Bank-Bank buku 4,” kata Ivan, di Jakarta, Rabu, 12 April 2023.
Ivan menjelaskan, pertumbuhan Akseleran tetap terjaga dengan baik melalui kinerja bisnis perseroan di kuartal pertama tahun 2023 dengan rata-rata penyaluran pinjaman bulanan menembus di kisaran angka Rp260 miliar hingga Rp310 miliar.
REKOMENDASI: Akseleran Sukses Tekan Angka Kredit Macet
Tercatat, selama periode Januari hingga Maret di tahun ini, penyaluran pinjaman Akseleran berhasil mencapai Rp800 miliar lebih atau tumbuh hingga 32% dibandingkan periode yang sama di tahun sebelumnya.
“Penetrasi penyaluran pinjaman Akseleran terus meningkat di luar wilayah Pulau Jawa yang berhasil berkontribusi lebih dari 10% dari total penyaluran, antara lain di Sumatra Utara, Kalimantan Barat, Kepulauan Riau, Bali, dan Sulawesi Selatan. Dengan sektor-sektor usaha yang masih mendominasi, yakni engineering/construction, coal & related energy, oil & gas, business & consumer services, dan transportasi,” terang Ivan.
Selain itu, Ivan mengatakan, pertumbuhan yang terjadi turut ditopang oleh melesatnya produk payroll-backed employee loan yang walaupun kontribusinya belum sampai lebih dari 5% penyaluran pinjaman Akseleran namun selama tiga bulan terakhir di tahun ini berhasil tumbuh hingga 121% dibandingkan realisasi yang sama di tahun sebelumnya.
Menurutnya, untuk produk employee loan, Akseleran sudah bekerjasama dengan sebanyak 108 perusahaan yang menjadi mitra kerja dan diperkirakan akan bertambah terus.
Untuk terus mendorong pertumbuhan penyaluran pinjaman, Ivan mengungkapkan, Akseleran tidak berhenti memperluas pasarnya.
REKOMENDASI: Medan Berikan Kontribusi Pengembangan Dana Terbesar Akseleran di Sumut
“Meski demikian, Akseleran tetap menjaga bisnis pinjaman usaha yang sustainable dengan terus menjalankan credit assessment secara prudent, melihat kapasitas keuangan dan riwayat kreditnya dari si peminjam seperti apa. Dan untuk selalu memberikan peace of mind kepada para lender, Akseleran juga sudah memfasilitasi hampir seluruh kampanye pinjamannya dengan asuransi kredit yang meng-cover 99% dari pokok pinjaman yang tertunggak yang sejauh ini langkah-langkah mitigasi risiko kredit macet kami berhasil mempertahankan angka NPL di 0,5% atau tercatat TKB90 di 99,50% dan masih lebih baik dibandingkan rata-rata industri yang mencapai 97%,” tambah Ivan. ***
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Akseleran: Nearly 5,000 SMEs Have Obtained Business Capital Loans | OBROLANBISNIS.com — Fintech P2P Lending Akseleran continues to record positive performance growth charts with the total cumulative achievement of disbursing business loans reaching around IDR 7.5 trillion more until the first week of April 2023.
By carrying out a target of IDR 6 trillion this year, or an increase of 100% compared to the realization in 2022, it is getting closer to Acceleration’s steps towards channeling loans with a cumulative total of more than IDR 12 trillion.
Ivan Tambunan, Group CEO & Co-Founder of Akseleran, said that around 97% of the total loan disbursement was intended for the productive sector, especially SMEs and the remainder for other products targeting consumer loans, namely employee loans.
Until now, Ivan said, there are nearly 5 thousand SMEs that have obtained business capital loans through Acceleration, and one of the businesses that received the loan has successfully taken the floor on the Indonesia Stock Exchange (IDX).
“Akseleran is committed to bringing SMEs in Indonesia not only to grow in terms of welfare but also to bring them up in class considering that SMEs are the backbone of the Indonesian economy. From a funding standpoint, Akseleran is supported by more than 200 thousand individual lenders (retail lenders) and dozens of institutional lenders from other Financial Services Institutions (LJK), including banks including book 4 banks,” said Ivan, in Jakarta , Wednesday, April 12, 2023.
Ivan explained that Akseleran’s growth was well maintained through the company’s business performance in the first quarter of 2023 with an average monthly loan disbursement in the range of IDR 260 billion to IDR 310 billion.
It was noted that during the period from January to March this year, Akseleran’s loan portfolio managed to reach more than IDR 800 billion or grew by 32% compared to the same period in the previous year.
“The penetration of Akseleran’s loan disbursement continues to increase outside the island of Java, which has managed to contribute more than 10% of the total distribution, including in North Sumatra, West Kalimantan, Riau Islands, Bali and South Sulawesi. With business sectors that still dominate, namely engineering/construction, coal & related energy, oil & gas, business & consumer services, and transportation,” explained Ivan.
In addition, Ivan said, the growth that occurred was also supported by the rapid increase in payroll-backed employee loan products, which, although its contribution had not reached more than 5% of Akseleran’s loan disbursement, during the last three months of this year managed to grow up to 121% compared to the same realization in 2014. previously.
According to him, for employee loan products, Akseleran has collaborated with as many as 108 companies as partners and is expected to continue to grow.
To continue to encourage the growth of lending, Ivan revealed, Akseleran will not stop expanding its market.
“However, Akseleran continues to maintain a sustainable business loan business by continuing to carry out prudent credit assessments, looking at the financial capacity and credit history of the borrower. And to always give peace of mind to lenders, Akseleran has also facilitated almost all of its loan campaigns with credit insurance that covers 99% of the outstanding loan principal so far our bad credit risk mitigation measures have managed to maintain the NPL rate at 0 .5% or recorded TKB90 at 99.50% and is still better than the industry average of 97%,” added Ivan. ***
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