Smart Money Management: Eksplorasi Obligasi, Deposito, Reksa Dana dan Bancassurance • OBROLANBISNIS.com — Institut Bisnis IT&B bekerjasama dengan CIMB Niaga menggelar literasi Smart Money Management – Exploring Bonds, Deposits, Mutual Funds, and Bancassurance, Sabtu, 15 Maret 2025, di kampus Institut Bisnis IT&B.
Kegiatan ini dibuat Institut Bisnis IT&B bertujuan untuk meningkatkan literasi keuangan dan membantu mahasiswa Institut Bisnis IT&B dalam mengelola keuangan dengan lebih cerdas.
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Literasi tersebut menghadirkan Shelly, Preferred Business Manager CIMB Niaga Cabang Cemara Asri Medan, sebagai pembicara utama yang memberikan wawasan mendalam tentang berbagai instrumen keuangan.
Turut hadir Rektor Institut Bisnis IT&B, Assoc Prof Dr Agus Susanto Tan; Wakil Rektor I, Dr Elyzabeth Wijaya; Kaprodi Akuntansi Deva Djohan, BCom, MM, MBA; ratusan mahasiswa dari berbagai program studi di Institut Bisnis IT&B dan masyarakat umum dari berbagai sekolah dan universitas swasta di Medan.
Assoc Prof Dr Agus Susanto Tan, Rektor Institut Bisnis IT&B mengatakan, dalam seminar ini, peserta diharapkan akan mendapatkan pemahaman tentang bagaimana mengoptimalkan dana mereka melalui berbagai pilihan investasi, termasuk obligasi, deposito, reksa dana, dan bancassurance.
“Setiap instrumen keuangan memiliki karakteristik dan manfaat yang berbeda, yang dapat disesuaikan dengan profil risiko dan tujuan keuangan individu,” ucapnya.
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Menurut Assoc Prof Dr Agus Susanto Tan, mengelola keuangan dengan cerdas sangat penting untuk mencapai kestabilan finansial dan kebebasan ekonomi. Beberapa manfaat utama dari pemahaman yang baik tentang instrumen keuangan, meliputi Obligasi (Bonds) – Instrumen investasi dengan risiko yang relatif lebih rendah dibandingkan saham, serta menawarkan imbal hasil yang stabil, Deposito (Deposits) – Pilihan investasi yang aman dengan bunga tetap dan jangka waktu yang fleksibel, Reksa Dana (Mutual Funds) – Alternatif investasi bagi individu yang ingin berinvestasi di pasar modal tanpa harus mengelola portofolio secara langsung dan Bancassurance – Kombinasi layanan perbankan dan asuransi yang memberikan perlindungan sekaligus manfaat investasi.
Sementara itu, Preferred Business Manager di CIMB Niaga Cabang Cemara Asri Medan, Shelly telah memiliki pengalaman luas dalam industri perbankan dan investasi selama 10 tahun lamanya.
Dalam sesi ini, ia membagikan strategi terbaik dalam memilih dan mengelola investasi berdasarkan kebutuhan dan tujuan keuangan masing-masing individu. ***
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Smart Money Management: Exploring Bonds, Deposits, Mutual Funds and Bancassurance • OBROLANBISNIS.com — IT&B Business Institute in collaboration with CIMB Niaga held Smart Money Management literacy – Exploring Bonds, Deposits, Mutual Funds, and Bancassurance, Saturday, March 15, 2025, at the IT&B Business Institute campus.
This activity was created by the IT&B Business Institute with the aim of improving financial literacy and helping IT&B Business Institute students manage their finances more intelligently.
The literacy presented Shelly, Preferred Business Manager of CIMB Niaga Cemara Asri Medan Branch, as the main speaker who provided in-depth insights into various financial instruments.
Also present were the Chancellor of the IT&B Business Institute, Assoc Prof Dr Agus Susanto Tan; Vice Chancellor I, Dr Elyzabeth Wijaya; Head of Accounting Study Program Deva Djohan, BCom, MM, MBA; hundreds of students from various study programs at the IT&B Business Institute and the general public from various private schools and universities in Medan.
Assoc Prof Dr Agus Susanto Tan, Rector of the IT&B Business Institute said, in this seminar, participants are expected to gain an understanding of how to optimize their funds through various investment options, including bonds, deposits, mutual funds, and bancassurance.
“Each financial instrument has different characteristics and benefits, which can be adjusted to the risk profile and financial goals of individuals,” he said.
According to Assoc Prof Dr Agus Susanto Tan, managing finances intelligently is very important to achieve financial stability and economic freedom. Some of the main benefits of a good understanding of financial instruments include Bonds – Investment instruments with relatively lower risk compared to stocks, and offer stable returns, Deposits – Safe investment options with fixed interest and flexible terms, Mutual Funds – Investment alternatives for individuals who want to invest in the capital market without having to manage a portfolio directly and Bancassurance – A combination of banking and insurance services that provide protection as well as investment benefits.
Meanwhile, Preferred Business Manager at CIMB Niaga Cemara Asri Medan Branch, Shelly has had extensive experience in the banking and investment industry for 10 years.
In this session, she shared the best strategies in choosing and managing investments based on the needs and financial goals of each individual. ***
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